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Thomas Conkling

Senior Economist

Professional experience

  • Economist, Consumer Financial Protection Bureau

Education

  • Ph.D. in Economics, University of Wisconsin–Madison
  • M.S. in Economics, University of Wisconsin–Madison
  • B.S. in Economics and Computer Science, Pennsylvania State University

Bureau Publications

Publication date

June 2018

Citation information

Conkling, Thomas S. and Tremper, Nicholas. "Final Student Loan Payments and Broader Household Borrowing." Consumer Financial Protection Bureau Office of Research Reports Series, No. 18-4. 

Read the report

Publication date

November 2019

Citation information

Conkling, Thomas S. and Christa Gibbs. "Borrower Experiences on Income-Driven Repayment." Consumer Financial Protection Bureau Office of Research Reports Series No. 19-10

Selected Publications

Publication date

2018

Citation information

Conkling, Thomas S. "Crowd-out or Affordability? The Lifeline Expansion’s Effect on Wireless Service Spending." Journal of Policy Analysis and Management. Vol. 37, Issue 2.

Publication date

February 2020

Citation information

Conkling, Thomas S. "Compliance and Competition with Heterogeneous Service Providers: The Federal Lifeline Program." Journal of Regulatory Economics. Vol. 57, p. 74-104,