Timemark, Inc. cobró ilegalmente tarifas por adelantado a consumidores que buscaban renegociar, acordar, reducir, o alterar los términos de sus préstamos.
Timemark, Inc. collected illegal advance fees from more than 7,100 consumers seeking to renegotiate, settle, reduce, or alter the terms of their loans.
The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2022.
A new analysis from CFPB researchers finds that the majority of mortgage borrowers in forbearance during COVID-19 have since become current on their loans.
Beginning on July 3, the CFPB is accepting applications to serve on our four advisory committees, which provide insight and advice as we carry out our work.
In a response to the White House Office of Science and Technology Policy’s inquiry into automated worker surveillance, the CFPB has also outlined concerns about the potential harms workers may face when algorithms continually determine a worker’s earnings, hours, and more.
En la CFPB no preocupan los potenciales perjuicios que los trabajadores enfrentarían cuando algoritmos constantemente sepan cuánto ganan, sus horarios y más.
Hemos introducido una Declaración de Interés junto al Departamento de Justicia para proteger a compradores y propietarios de viviendas de tasaciones discriminatorias.
By
Seth Frotman,
Zixta Q. Martinez,
and
Jon Seward
CFPB will propose streamlining the existing mortgage servicing rules to promote greater agility on the part of mortgage servicers in responding to future economic shocks while also continuing to ensure they meet their obligations for assisting borrowers promptly and fairly.
The CFPB is working to accelerate the shift to open banking through a new personal data rights rule intended to break down these obstacles, jumpstart competition, and protect financial privacy.
En la CFPB estamos monitoreando el uso de tecnologías de chatbot por las instituciones financieras para garantizar que los consumidores reciban asistencia oportuna y confiable de sus proveedores.
Los miembros de las redes de justicia pueden aprender las prácticas de las redes que se adaptaron en los últimos años, y replicar sus esfuerzos en sus comunidades.
Elder justice stakeholders can learn from best practices of networks that adapted in the last several years and replicate their efforts in their communities.
Estamos tomando un nuevo paso para asegurar que las decisiones tomadas por modelos automáticos, a veces mercadeadas como inteligencia artificial, sean responsables.
Today, the CFPB is taking another step toward ensuring accountability for automated decision models, sometimes marketed as artificial intelligence (AI).
Mortgage borrowers are paying around $100 a month more depending on which lender they choose, for the same type of loan and the same consumer characteristics (such as credit score and downpayment).