Blog

Learn why you should file your taxes in 2021, and how the IRS’ “lookback rule” allows you to use 2019 or 2020 income to get the most out of your Earned Income Tax Credit or Child Tax Credit.

In furtherance of our mission, I have directed the Division of Research, Markets, and Regulations (RMR) to take some immediate actions, and I want to share my directions publicly.

Algunos propietarios de vivienda que tengan problemas para pagar su hipoteca tendrían más tiempo para buscar aplazamiento de hipoteca y alivio de ejecución hipotecaria. Si usted pasa por dificultades financieras por culpa de la pandemia del coronavirus, no espere, busque ayuda ahora.

Financial relief and protections for many student loan borrowers, renters, and homeowners has been extended. Here’s what you need to know.

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request your consumer reports.

Last week, I was honored to have been appointed Acting Director of the CFPB by the President. Having joined the Bureau in 2011, I have seen firsthand the impact of the Bureau’s mission and the incredible work being done by its staff. I know that the Bureau’s staff shares my devotion to the Bureau’s mission, and I look forward to serving in this latest capacity.

If you are considering retiring early and tapping into your retirement benefits, here are resources from the CFPB to help you weigh your options.

Military families face unique financial challenges, especially during the coronavirus pandemic. The new Your Money, Your Goals military guide provides resources to help military families overcome these challenges and improve their financial well-being.

A CFPB-led research experiment suggests that people seek to find balance between paying off debt and having savings.

I am pleased to announce that the Bureau has published the “Statement Regarding the Provision of Financial Products and Services to Consumers with Limited English Proficiency.” The Statement provides principles and guidelines to inform and assist financial institutions seeking to better serve LEP consumers in non-English languages.

Durante la pandemia, pasamos más tiempo conectados en línea, por ello debe estar alerta con estafadores quienes ofrecen asistencia técnica fraudulenta. Tome consejos del CFPB sobre cómo descubrir, evitar y reportar una estafa.

During the pandemic, we’re spending more time online, but be wary of scammers offering phony tech support. See tips from the CFPB on how to spot, avoid, and report a scam.

These advisory committees provide us with information about emerging trends and practices in the consumer financial marketplace. Apply today to become a member.

New Coronavirus legislation provides relief for renters and extends the CDC’s Order to protect many people who can’t pay their rent from eviction through January 31, 2021.

Some homeowners struggling to pay their mortgage now have more time to seek mortgage forbearance and foreclosure relief. If you’re struggling financially because of the coronavirus pandemic. Don’t wait, get help now.

Consumer credit markets in September were still far from their normal operation prior to the pandemic. This blog posts compares the actual volume of credit inquiries to their usual pre-pandemic volume. Credit card and auto loan inquiries remain depressed, while new mortgage inquiries are above their usual level.

We use the Bureau’s Making Ends Meet survey to study whether financially vulnerable consumers have turned to credit card debt during the coronavirus pandemic.

As a result of the economic uncertainty caused by the COVID-19 pandemic, scammers may be targeting older homeowners through reverse mortgage schemes. Learn how to spot and avoid these reverse mortgage scams.

CFPB’s Section for Students and Young Consumers released new podcast episodes. Subscribe today.

Under the Regulatory Flexibility Act, federal agencies must publish regulatory agendas twice a year. As an independent regulatory agency, we have been voluntarily participating in the Unified Agenda, which is led by the Office of Management and Budget (OMB).

The CFPB Ombudsman’s Office shares its FY2020 Annual Report.

Hacer compras online, donarle a caridades. No deje que los estafadores se aprovechen de su generosidad y empatía durante las fiestas.

Learn ways to protect your friends and family from scams this holiday season, even though you may be apart.

Learn more about the Bureau’s Enforcement work.

El CFPB planea desarrollar directrices para la atención a consumidores LEP o con Limitado Manejo del Inglés y para ello, está recibiendo comentarios públicos formales a través de su Solicitud de Información del año 2020 sobre la Ley de Oportunidad Equitativa al Crédito y Regulación B.