Know Before You Owe: Loan Estimate
The new form is part of our Know Before You Owe mortgage disclosure rule that's making the mortgage process work better for you. The Loan Estimate uses...
Blog
HMDA data shows more people took out a mortgage to purchase a home in 2014 than 2013
As part of our work to educate consumers to make informed financial decisions, we at the CFPB—along with the other members of the FFIEC—are committed to...
Save the date, Denver!
RSVP to join us for a field hearing in Denver, Colo., about arbitration.
Save the date: Join us for a Credit Union Advisory Council meeting in Washington, D.C.
RSVP to join us for a Credit Union Advisory Council meeting in Washington, D.C., where we will discuss consumer challenges in payments.
Buying a House: The homebuyer’s trusted resource
At the CFPB, we are working to make the process of getting a mortgage simpler and easier to understand. Part of that work is a new rule that improves...
Know Before You Owe: Making the mortgage process easier for you
You have the right to compare offers and understand the terms before you sign on the dotted line. After four years of work, these new forms and tools will...
Save the date: Join us for a Community Bank Advisory Council meeting in Washington, D.C.
RSVP to join us for a Community Bank Advisory Council meeting in Washington, D.C., where we will discuss consumer challenges in payments.
El calzado adecuado y el sentido común pueden ayudar a su hijo(a) pre-adolescente a ganar terreno financiero
Cuando los niños son pequeños, pueden aprender autocontrol y cómo planificar de anticipado, las cuales son habilidades necesarias para una base financiera...
The right shoes and common sense can help your preteen gain financial ground
We recently heard stories from parents that reinforce what our research shows: The preteen years are critical for developing an internal compass for what's...
When your child learns self-control, it helps their financial future, too
As a parent, you are the most powerful influence on your children's financial lives. In the first five years of life, children go through rapid neurological...
Cuando su hijo aprende el autocontrol, también ayuda a su futuro financiero
La niñez es un buen momento para aprender sobre el dinero. Sin embargo, el dinero es un concepto abstracto. Incluso antes de que los cerebros de los niños...
Servicemembers: Protecting your credit when you’re away from home
Being away and mission-focused means you won't be able to regularly check your accounts or credit report, so you may be at increased risk for fraud or...
New students should look closely at college-sponsored bank accounts and shop around
On campus, a bank account may be marketed to you that is co-branded with your college's logo and may be attached to your campus ID through a debit card. But...
This month’s Complaint Report: Credit reporting issues
In the past month, credit reporting complaints showed the greatest monthly percentage increase compared to other products the CFPB accepts complaints about...
When you make student loan payments on an income-driven plan, you might be in for a payment shock
For borrowers who are experiencing financial distress and looking for a way to pay back their federal student loans, income-driven repayment plans can be...
Live from Springfield, Va.: Managing Someone Else’s Money
Today, we held a event about financial management for seniors and their caregivers at the Greenspring senior living community. The event featured remarks...
Three things to do before closing: What we learned from studying eClosing
Today we're releasing the results of a pilot program where we explored tools and process changes that can help consumers better navigate closing by...
Live from CFPB: Forum on Know Before You Owe eClosing pilot
Today, we held a forum on our Know Before You Owe eClosing pilot findings here at the CFPB. The forum featured remarks from Director Richard Cordray, as...
Adjusting to a new country’s financial system takes time
Looking back, I wish I had had more unbiased sources of information so I could have made smarter choices.
Save the date, Springfield!
Join us for an event in Springfield, Va., about financial management for seniors and their caregivers. You can watch a livestream of the event on our blog.
We participated in the National Day of Civic Hacking 2015
We participated in multiple National Day of Civic Hacking events this year, with CFPB staff attending events in Washington D.C., Philadelphia, Oakland...
Americans with disabilities have the right to improve their financial lives
Americans with disabilities disproportionately live in poverty; are more than twice as likely to use nonbank financial services such as payday loans and...
Newly arrived and in need of help navigating our financial system
To help, we developed the Newcomer's Guides to Managing Money, an unbiased resource for recent immigrants. Take a look and see ways to pay bills, receive...
You have the right to a fair financial marketplace
Since 2011, we have secured over $10.8 billion dollars in relief for more than 25 million consumers harmed by illegal practices.
Citibank to refund $700 million to credit card customers for unfair and deceptive practices
Today we're ordering Citibank, N.A. and some of its subsidiaries to refund approximately $700 million to customers for unfair and deceptive credit card...