If you learn that a store credit card was opened in your name, without your permission, speak up – and take steps to prevent this from happening in the future.
Your Loan Estimate and Closing Disclosure explain the costs and terms of the mortgage loan that you have applied for – here’s what you should know and how to read them.
La Estimación del Préstamo y la Declaración de Cierre le detallan los costos y términos específicos de cada préstamo al que usted haya aplicado. Le mostramos lo que debe saber sobre ellas y cómo leerlas correctamente.
¿Se vio afectado por el robo de información a Equifax? Conozca el acuerdo legal alcanzado, y la compensación y beneficios para los que podría ser elegible gracias a éste acuerdo.
Cerrar el trato de una vivienda puede ser intimidante, saber que esperar en el proceso, le ayudará a hacerlo más fácil. Le ofrecemos los pasos más importantes para que cierre el trato y obtenga su hipoteca.
This report on the Bureau’s September 17th, 2018 Building a Bridge to Credit Visibility Symposium summarizes the panel discussions that took place during the event and highlights the key themes that stood out from those conversations.
By
Patrice Alexander Ficklin
and
J Frank Vespa-Papaleo
The analysis shows that about two thirds of actively used credit card accounts carry a revolving balance. Once consumers begin to revolve, they do so continuously for about 10 months on average, with approximately 15 percent revolving continuously for two years or more. The longer a balance is revolved, the higher the chances that the consumer will continue to revolve a balance.
This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2018.
Closing on a house can be daunting, but knowing what to expect can help everything go smoothly. Here are essential steps for closing on a mortgage loan.
The ability of consumers to access various types of credit can be affected by their credit scores, as many lenders require a minimum credit score before credit will be extended. This report finds that consumers with lower credit scores are more likely to apply for credit around peaks and troughs in their scores.