Blog

Individual lenders can apply to enroll in a testing pilot of alternative, tailored disclosures for construction loans designed to improve consumer understanding of loan terms and costs.

Consumidores recibirán cheques de demanda contra compañía de alivio de deuda de préstamos estudiantiles que tomó miles de dólares de sus prestatarios sin su autorización.

845 consumers will receive checks from a lawsuit against the owner of a student loan debt-relief company that withdrew hundreds of thousands of dollars from borrowers without authorization.

The CFPB works to protect servicemembers in the financial market, engage military stakeholders, and monitor the market to identify risks to servicemembers, veterans, and military families.

On November 1, the Appraisal Subcommittee – which has a seven-member federal agency board including the CFPB – will hold its next public hearing to discuss the challenges and solutions to preventing bias in the home appraisal process. Members of the public are encouraged to attend.

Continuaremos tomando los pasos necesarios para garantizar que todos los consumidores, incluyendo los inmigrantes, tengan acceso equitativo a oportunidades de crédito.

The CFPB will continue to take steps to ensure that all consumers, including immigrants, have equal access to credit opportunities.

Consumer complaints about financial products and services provide real-time insights into what individuals and families are experiencing in the financial marketplace. In August, the CFPB published our four millionth consumer complaint.

When a company that provided disputed information to a credit reporting agency is unable to determine whether the information is true or not, the law requires the company to tell the agency the information couldn’t be verified and to stop providing that information going forward.

In October, most federal student loan borrowers will make their first student loan payments since March 2020. Changes to the federal student loan program, though, may mean many borrowers are eligible for a reduced payment or a loan cancellation.

En octubre, la mayoría de los prestatarios de préstamos estudiantiles federales harán su primer pago desde marzo del 2020. Los cambios hechos al programa podrían hacer a muchos de ellos elegibles para tener pagos más bajos, o para la cancelación de sus préstamos.

Tenemos recursos para que la gente se recupere financieramente luego del paso del huracán Idalia. También para quienes envíen ayuda a las comunidades afectadas.

In the wake of Hurricane Idalia, the CFPB has resources to help people in Florida, Georgia, the Carolinas and nearby states recover financially. We also have tips for people sending help to communities who have been affected.

In the wake of the wildfires affecting Hawaii, the CFPB has tips to help you recover financially, and how to help those affected by the major disaster.

Tenemos consejos para ayudarle a recuperarse financieramente de los incendios forestales en Hawaii y para ayudarle a asistir a los afectados por este desastre.

New Mexicans submitted complaints about credit reporting, debt collection, and other products.

La gente de New Mexico nos envió quejas sobre informes de crédito, el cobro de deudas y otros productos.

Nuestra investigación muestra que en Puerto Rico la gente goza de menos bienestar financiero que en el resto de los Estados Unidos.

Our research shows that people in Puerto Rico have lower financial well-being compared to people in the rest of the United States.

After using rental background check/tenant screening reports against a renter, landlords have to provide an adverse action notice. Federal Housing Agencies want this to be in writing.

Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.

La Oficina para la Protección Financiera del Consumidor cumplió 12 años de fundada. Estamos orgullosos del trabajo hecho hasta ahora y continuaremos protegiendo a los consumidores mientras nuevos mercados emerjan.

Tomorrow is the 12th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate our work so far and continue protecting consumers as new markets emerge.

Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.

Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.