Blog

Rethinking climate risk for homebuyers, homeowners, and renters. Climate risks are increasing, impacting utility costs, price of insurance, and potential resale value of homes.

This week, CFPB filed a friend-of-the-court brief to protect borrowers' rights under federal law to obtain vital information about their mortgage loans from loan servicers.

Frequent overdraft fees take a heavy toll on families living paycheck to paycheck, and may drive people away from bank accounts.

The CFPB announced it will extend the deadline for the public to share input and stories on exploitative junk fees through April 11, 2022.

As the economy recovers from the global pandemic, American families and businesses are experiencing higher prices.

Vigorous enforcement of the Equal Credit Opportunity Act is essential for us to achieve broader equity and opportunity. The CFPB will prioritize enforcement of the Act to ensure that no one is discriminated against with respect to any aspect of a credit transaction.

We aim to root our work in research and experience from the people we serve. We are excited to unveil our homepage redesign, based on feedback from dozens of people.

Sending money to people in Ukraine? Here are resources for safely sending funds overseas.

The CFPB strongly encourages mortgage servicers to participate in the Homeowner Assistance Fund (HAF) program and work with homeowners to help prevent avoidable foreclosures.

The Consumer Financial Protection Bureau has a launched a new initiative to focus on financial issues facing rural America. Our effort will initially focus on rural banking deserts, discriminatory and predatory agricultural credit, and manufactured housing.

In response to concerns from workers about financial risk and harm from employers, the CFPB is looking into the consumer financial products or services that workers face in the workplace.

As the economy recovers, the CFPB is closely monitoring auto lending to ensure the market is fair, transparent, and competitive – and is working for American consumers.

Inaccurate credit reports hurt small businesses similar to how they hurt consumers – the CFPB commends the FTC for taking action to hold credit reporting agencies accountable for their misconduct toward small businesses.

A CFPB report revealed that the NCRAs have largely relied on vague, unhelpful form letters in response to consumer complaints filed with the Bureau. This practice, which surged in 2020, left families and communities vulnerable at the height of an unprecedented global pandemic and economic crisis.

The Homeowner Assistance Fund (HAF) provides financial relief to homeowners impacted by the COVID-19 pandemic. Learn how to check if assistance is available in your area.

Overdraft fees cost Americans an estimated $15.5 billion in 2019. Some banks have made recent changes to their overdraft programs; take a look here to see how your bank fares compared to others.

If the people you serve face unexpectedly high medical costs, now they have protections under the No Surprises Act, plus support from the CFPB on debts arising from charges that exceed amounts allowed under the No Surprises Act.

Getting sick or injured can often result in a heavy financial burden, including mounting medical bills, aggressive debt collection and coercive credit reporting. Learn about the VA’s new rule to put patients first and how to protect against surprise medical bills.

The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.

Kapag namimili tayo, kadalasan tayong naghahanap ng pinakamurang presyo. Pero minsan ang totoong presyo ay may kasamang mga lihim na singil. Pag-aralan ang mga pinakakaraniwang mga uri ng mga ito at ibahagi kung paano naaapektuhan ang iyong pinansiyal na kabutihan ng mga singil na ito.

구매를 할 때 종종 가장 저렴하게 광고된 가격이 어떤 것인지 살펴봅니다. 그러나 실제 가격에는 정크 수수료가 포함될 수 있습니다. 이러한 수수료의 일반적인 유형에 대해 알아보고 이 수수료가 재정 생활에 어떤 영향을 미치는지 경험을 공유해 주시길 바랍니다.

When we shop, we often look at the cheapest advertised price. But the true price may include junk fees. Learn the most common types and share how these fees impact your financial life.

Cuando compramos, a menudo miramos el precio anunciado más barato. Pero el precio real puede incluir tarifas inesperadas. Conozca los tipos de tarifas inesperadas más comunes y comparta cómo estos cargos afectan su vida financiera.

عندما نتسوق كثيرا ما نبحث عن أرخص سعر معلن، ولكن السعر الحقيقي قد يتضمن رسوما مفاجئة وغير متوقعة. فتعلـّم عن أكثر أنواع الرسوم المفاجئة وغير المتوقعة شيوعا وشارك آراءك حول مدى تأثير هذه الرسوم على حياتك المالية.

當我們購物時，我們經常會查看最便宜的廣告價格。但實際價格可能包括垃圾費。瞭解最常見的類型並分享這些費用如何影響您的財務生活。