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Blog
Know your data: Our updated list of reporting companies
Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request, review, and freeze your consumer reports.
Don’t let sloppy servicing keep you from benefitting under the PSLF Fix before it expires on October 31, 2022
The PSLF Limited Waiver provides important new benefits to workers in public service until October 31, 2022. Servicers are responsible for helping to navigate the process.
Americans pay $120 billion in credit card interest and fees each year
From 2018 to 2020, the CFPB estimates that Americans paid roughly $120 billion per year in credit card interest and fees. That works out to about $1,000 per year for every American household.
CFPB releases report on diversity and inclusion within financial services
Release of report outlining diversity and inclusion based on public facing data and information reported to the Bureau.
It’s illegal to penalize borrowers for being religious
We’re concerned that some financial companies are unlawfully considering religion when making decisions on financial products. Have you been discriminated against? Submit a complaint to the CFPB.
Our public inquiry on buy now, pay later
Several weeks ago, we issued a market-monitoring inquiry into “buy now, pay later” (BNPL) products and business practices. Now we are inviting anyone interested in this market to submit comments -- including families, small businesses, and international regulators.
Protecting servicemembers from predatory lending
This week CFPB partnered with other agencies to ensure that American servicemembers enjoy the full protections of the Military Lending Act.
Hold credit reporting companies accountable for incorrect reports and shoddy service
Consumers told us how credit reporting errors affect their lives. Here are steps you can take to help hold credit reporting companies accountable.
Making Ends Meet series: Consumer finances during the pandemic
New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.
CFPB is standing up for civil rights protections
This week CFPB partnered with other agencies to oppose a dangerous threat to our nation’s civil rights laws, specifically related to the Equal Credit Opportunity Act, or ECOA.
Know before you buy (now, pay later) this holiday season
Learn more about Buy Now Pay Later (BNPL) loans before using them for your purchases this holiday season.
CFPB calls tech workers to action
The CFPB encourages programmers, data scientists and others with knowledge of the algorithms and technologies used by companies, and who know of potential discrimination or other misconduct within our authority, to report it to the CFPB.
Fall 2021 Rulemaking Agenda
Under the Regulatory Flexibility Act, Federal agencies must publish regulatory agendas twice a year. CFPB participates in the Unified Agenda, which is led by the Office of Management and Budget (OMB).
Seven examples of unfair practices and other violations by mortgage servicers: CFPB supervision activities uncover red flags
CFPB’s supervision activities revealed unfair acts and practices, and other violations, by mortgage servicers. Here’s what to be aware of and how to find the resources you need if you’re struggling to make your mortgage payments.
How Should Regulators Review Bank Mergers?
A new Request for Information will help inform a review of the FDIC and OCC’s Bank Merger Act policies.
The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Adjustable-rate mortgages, student loans, HELOCs, reverse mortgages and credit cards that are tied to a LIBOR index, which is expiring. Learn how this change could impact your interest rate.
Give us feedback on the draft CFPB Strategic Plan for FY 2022-26
We are inviting CFPB stakeholders to comment on the draft strategic plan for FY 2022 – 2026.
CFPB Ombudsman’s Office 2021 Annual Report
The CFPB Ombudsman’s Office shares its FY2021 Annual Report.
Understand how the CFPB’s Debt Collection Rule impacts you
The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.
Ethics Guidance to Protect the Public Trust and Detect Revolving Door Misconduct
The CFPB issued additional guidance to staff reminding them to report ethics violations, such as suspicious communications and activity by former employees to agency officials.
The CFPB Ombudsman’s Office celebrates Ombuds Day
The CFPB Ombudsman’s Office celebrates Ombuds Day on October 14 with ombudsman offices worldwide. This day is meant to increase awareness and educate about the ombudsman profession.
The CFPB is looking out for families, workers, and communities
Today, I was sworn in as Director of the CFPB. I am honored to lead this organization, which plays an essential role within the Federal Reserve System.
Deadline to request initial forbearance for HUD/FHA, USDA, or VA backed loans is extended until National Emergency ends
If you have a mortgage backed by HUD/FHA, USDA, or VA and are struggling to make payments due to the pandemic, you can request initial forbearance anytime during the COVID-19 National Emergency.
Volunteering to help people make the most of the tax refund. An opportunity to give back
How to give back to your community by volunteering for VITA and TCE to support consumers with low incomes.