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If you’re struggling to make your monthly car payments, your auto lender may have assistance options, such as letting you defer payments for a couple months.

Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.

This report looks at the impact of the Great Recession on small business lending before, during, and after the Recession across geography and sources of lending.

These advisory committees provide us with information about emerging trends and practices in the consumer financial marketplace. Apply today to become a member.

The savings summit was held to help people learn about innovative savings initiatives and discover opportunities to make it easier for people to save.

The CFPB is publishing the 2019 College Credit Card Report and releasing updated data the public can access and examine.

This report looks at how the removal of public records from credit reports affected the relationship between credit scores and consumers’ credit performance.

En estas fiestas, disfrutar de los descuentos extras de la tarjeta de crédito de alguna tienda, puede sonar muy tentador, pero puede tener un precio. Tenemos 6 consejos a seguir para que disfrute los beneficios mientras reduce los riesgos.

This holiday season, you’ll likely get more than one offer for a retail store credit card. That extra 20-percent off or no-interest-if-paid-in-full offer may sound tempting, but it can come at a price. Enjoy the benefits and reduce the risk with these six tips.

Learn more about your prepaid account and how to shop for prepaid cards. Explore the CFPB’s database of prepaid account agreements.

The CFPB Ombudsman’s Office shares its FY2019 Annual Report.

Data Point research report by Thomas Conkling and Christa Gibbs uses CFPB CCP to study income-driven repayment (IDR), provides statistics on borrower delinquency on federal student loans.

When debt collectors contact you, you may not be sure if they are legitimate or trying to scam you.

Under the Regulatory Flexibility Act, federal agencies must publish regulatory agendas twice a year. As an independent regulatory agency, we have been voluntarily participating in the Unified Agenda, which is led by the Office of Management and Budget (OMB).

Su bienestar financiero refleja la forma en que usted administra su dinero. Octubre es el Mes de la Planificación Financiera y por ello, le ofrecemos 25 consejos para que mejore la salud de sus finanzas y alcance el bienestar.

Among 15-year-olds in the United States, a gap in financial literacy appears, connected with socioeconomic status. We explore potential ways to help close the gap through a deeper analysis in the linked financial literacy brief.

Your financial well-being tells the story of how you manage your money. For Financial Planning Month, we have 25 tips to improve your finances and overall financial well-being.

Encouraging saving at tax time is one of the key opportunities for many families with limited financial resources to build liquid savings. The Bureau’s annual tax time saving report has key insights for Volunteer Income Tax Assistance (VITA) programs that are focused on encouraging people to save during the process of filing their tax return.

LIBOR is expected to be discontinued sometime after 2021. Here is information to help consumers understand whether this market-wide change might affect the terms of their loans.

The CFPB offers free materials and classroom activities for middle school educators to help their students develop the building blocks of youth financial capability.

The CFPB Ombudsman’s Office celebrates the 2nd Annual Ombuds Day on October 10 with ombudsman offices worldwide. This day is meant to increase awareness and educate about the ombudsman profession.

Background screening reports are used by employers to check histories of applicants and employees, including criminal record histories.

The CFPB has a wide range of Spanish-language tools and resources for consumers and service providers on topics from planning a budget or opening an account, to buying a house and protecting people from scams.

El CFPB cuenta con una amplia gama de recursos y herramientas para consumidores y proveedores de servicios, que cubren temas que van desde hacer un presupuesto o abrir una cuenta, hasta comprar un coche o una casa.

The report describes bankruptcy trends in the years including the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) and the Great Recession.