At the CFPB, we are committed to delivering trustworthy, impartial, accurate and timely information to the people we serve. To maintain this commitment we provide clear, impartial answers to hundreds of financial questions on Ask CFPB. Ask CFPB offers information you can use to make more informed choices about your money. Ask CFPB helps more than 6 million people do so each year and has helped more than 43 million lifetime users.
To help financial institutions serve Spanish-speaking customers, we are making available Spanish translations of several key notices and consumer disclosures.
The CFPB recently filed two amicus briefs to ensure that credit reporting companies and furnishers follow their legal responsibilities with respect to accuracy in consumer reports.
This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2021.
The CFPB is taking action against private student loan servicers that fail to live up to their promises. Consumers rely on servicers execute on incentive programs and provide promised payment relief.
Los estafadores usan muchas tácticas para robarle su dinero anónimamente. Desde el CFPB y la FTC, le damos consejos para que se proteja usted y a sus seres queridos de las estafas.
During Older Americans Month, the CFPB and FTC are partnering together to educate older adults and their families on what to do and where to report scams and fraud.
Millions of students seek postsecondary degrees in the hope that advancing their education will lead to better job opportunities, higher earnings, and greater economic security for themselves and their families. But many institutions of higher education are precluding students from making professional and educational gains by withholding their official transcripts to collect education-related debts.
Financial companies that collect and process loan payments play a critical role in consumer finance markets. The Consumer Financial Protection Bureau (CFPB) is the primary federal regulator of the consumer debt collection industry, and today, we submitted our annual report to Congress on the Fair Debt Collection Practices Act (FDCPA).
A number of large banks are eliminating non-sufficient fund (NSF) fees on checking accounts, cutting total NSF fee volume by about 50%, or $1 billion, annually. Other banks continue to charge these fees. The Bureau is closely scrutinizing whether and when charging these fees may be unlawful.
Some student loans require a showing of undue hardship and an adversary proceeding to be discharged in bankruptcy. Other student loans are treated the same as other consumer unsecured debt.
Yon ijans oswa tretman medikal ka transfòme an yon kriz finansye ou pa’t atann. Aprann dwa ou, kijan pou w pwoteje kredi ou, ak kijan pou w evite pyèj.
Maaaring mauwi sa hindi inaasahang krisis pinansyal and medikal na emerhensya o paggamot. Alamin ang iyong mga karapatan, kung paano mapoprotektahan ang iyong kredito, at kung paano makaiwas sa mga suliranin.
A medical emergency or treatment could turn into an unexpected financial crisis. Learn your rights, how to protect your credit, and how to steer clear of pitfalls.
Một trường hợp khẩn cấp hoặc điều trị y tế có thể trở thành một cuộc khủng hoảng tài chính bất ngờ. Tìm hiểu các quyền của quý vị, cách bảo vệ tín dụng của quý vị và cách tránh xa những cạm bẫy.
Una emergencia médica o un tratamiento se pueden convertir en una crisis financiera inesperada. Aprenda sus derechos, cómo proteger su crédito y cómo evitar los inconvenientes.