Blog | Consumer Financial Protection Bureau

Info for consumers

Published SEP 01, 2023

Tips for recovering financially from Hurricane Idalia

In the wake of Hurricane Idalia, the CFPB has resources to help people in Florida, Georgia, the Carolinas and nearby states recover financially. We also have tips for people sending help to communities who have been affected.

Disasters and emergencies

Info for consumers

Published AUG 18, 2023

Recovering financially from the Hawaii wildfires

In the wake of the wildfires affecting Hawaii, the CFPB has tips to help you recover financially, and how to help those affected by the major disaster.

Disasters and emergencies

Info for consumers

Published AUG 18, 2023

Recupérese financieramente de los incendios en Hawaii

Tenemos consejos para ayudarle a recuperarse financieramente de los incendios forestales en Hawaii y para ayudarle a asistir a los afectados por este desastre.

Disasters and emergencies

Data, research, and reports

Published AUG 10, 2023

What we’re hearing from consumers in New Mexico

New Mexicans submitted complaints about credit reporting, debt collection, and other products.

Data, research, and reports

Published AUG 10, 2023

Qué nos dicen los consumidores de New Mexico

La gente de New Mexico nos envió quejas sobre informes de crédito, el cobro de deudas y otros productos.

Data, research, and reports

Published JUL 27, 2023

Las dificultades financieras son más duras en Puerto Rico, que en el resto del país

Nuestra investigación muestra que en Puerto Rico la gente goza de menos bienestar financiero que en el resto de los Estados Unidos.

By Sangeetha Malaiyandi

Data, research, and reports

Published JUL 27, 2023

Financial struggles in Puerto Rico bite deeper than the rest of the United States

Our research shows that people in Puerto Rico have lower financial well-being compared to people in the rest of the United States.

By Sangeetha Malaiyandi

Policy and compliance

Published JUL 27, 2023

Federal housing agencies strongly encourage landlords to provide tenants written notice of their rights

After using rental background check/tenant screening reports against a renter, landlords have to provide an adverse action notice. Federal Housing Agencies want this to be in writing.

By Irene Skricki

Tenant screening

Data, research, and reports

Published JUL 26, 2023

Looking at credit scores only tells part of the story – cashflow data may tell another part

Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.

By Alexei Alexandrov, Alyssa Brown, and Samyak Jain

At the CFPB

Published JUL 20, 2023

Doce años protegiendo a consumidores y negocios honestos

La Oficina para la Protección Financiera del Consumidor cumplió 12 años de fundada. Estamos orgullosos del trabajo hecho hasta ahora y continuaremos protegiendo a los consumidores mientras nuevos mercados emerjan.

CFPB milestones

At the CFPB

Published JUL 20, 2023

Twelve years of protecting consumers and honest businesses

Tomorrow is the 12th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate our work so far and continue protecting consumers as new markets emerge.

CFPB milestones

Info for consumers

Published JUL 19, 2023

Qué viene a continuación para Bank of America y sus clientes

Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.

Info for consumers

Published JUL 19, 2023

Что ждет Bank of America и его клиентов

Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.

Info for consumers

Published JUL 19, 2023

Bank of America（美國銀行）及其客戶的未來展望

CFPB 對 Bank of America 銀行執法行動的基本情況、受影響的客戶以及違反聯邦法律的做法。

Info for consumers

Published JUL 19, 2023

Tương lai dành cho Bank of America và Khách hàng của mình

Thông tin cơ bản về các hành động thực thi CFPB đối với Bank of America, những khách hàng bị ảnh hưởng và các hành vi vi phạm luật liên bang.

Info for consumers

Published JUL 19, 2023

Bank of America 및 고객 추후 대응

Bank of America를 상대로 한 CFPB의 집행 조치의 기본 내용은 영향을 입은 고객들과 연방법을 위반한 관행입니다.

Info for consumers

Published JUL 19, 2023

What’s ahead for Bank of America and its customers

The basics of CFPB’s enforcement actions against Bank of America, the customers who were affected, and the practices that violated federal law.

Info for consumers

Published JUL 19, 2023

Sa ki rezève pou Bank of America ak kliyan li yo

Sa ki esansyèl nan mezi egzekisyon CFPB pran kont Bank of America, kliyan ki konsène yo, ak pratik ki te vyole lwa federal la.

Info for consumers

Published JUL 19, 2023

Ano ang naghihintay para sa Bank of America at sa mga kostumer nito

Mga pangunahing bagay tungkol sa mga aksyon ng pagpapatupad ng CFPB laban Bank of America, mga kostumer na apektado, at mga gawaing lumabag sa pederal na batas.

Info for consumers

Published JUL 19, 2023

ما هو المستقبل لـ Bank of America وعملائه

أساسيات إجراءات إنفاذ CFPB ضد Bank of America، والعملاء الذين تأثروا، والممارسات التي تنتهك القانون الفيدرالي.

Data, research, and reports

Published JUL 13, 2023

Office of Research blog: Initial Fresh Start program changes followed by increased credit scores for affected student loan borrowers

Credit reporting changes through the Department of Education’s Fresh Start program coincided with increased credit scores for nearly 2 million student loan borrowers.

By Christa Gibbs

At the CFPB

Published JUL 12, 2023

Ensuring consumers receive critical lending protections

This week, we joined the State of Maine to file an amicus brief to help ensure that consumers receive critical protections when taking out loans.

By Seth Frotman

Mortgages

Info for consumers

Published JUL 06, 2023

Distribuiremos más de $3.5 millones entre los consumidores a quienes les cobraron tarifas ilegales para reducir o eliminar sus préstamos estudiantiles federales

Timemark, Inc. cobró ilegalmente tarifas por adelantado a consumidores que buscaban renegociar, acordar, reducir, o alterar los términos de sus préstamos.

Civil Penalty Fund

At the CFPB

Published JUL 06, 2023

CFPB to distribute more than $3.5 million to consumers who were charged illegal fees to reduce or eliminate their federal student loans

Timemark, Inc. collected illegal advance fees from more than 7,100 consumers seeking to renegotiate, settle, reduce, or alter the terms of their loans.

Civil Penalty Fund

Data, research, and reports

Published JUN 29, 2023

CFPB entrega al congreso el reporte anual del 2022 sobre equidad en el crédito

CFPB entrega al Congreso su Reporte Anual sobre la Equidad en el Crédito, describiendo nuestras actividades en el año 2022.

By Patrice Alexander Ficklin