Key tips to consider if choosing a lump-sum pension payout
A lump-sum payout can give you the flexibility of choosing where to invest or save your money, and when and how much money to withdraw. However, it also...
Blog
6 tips for using your credit card this season
Credit cards can help you build and maintain good credit, as long as you use your cards responsibly and pay your bills on time each month.
Beware of scams targeting older people during the holidays
Scams that target older people occur every day, but you can count on scammers to ramp up their efforts to prey on people's generosity during the holiday...
The 2015 annual report from the CFPB Ombudsman’s Office
The report includes a description of how our office works in practice with a new flowchart of when to contact us and what to expect when you do, an analysis...
You have protections when it comes to automatic debit payments from your account
Before you give anyone your bank account number and permission to automatically withdraw money from your bank account on a regular basis, it's good to know...
Fall 2015 rulemaking agenda
An important part of the CFPB's mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when...
Before you claim Social Security, explore our new Planning for Retirement tool
Three reasons why you should check out “Planning for Retirement”.
Live from Brookings Institution in D.C.: Helping America plan for retirement
Today, we held a joint event with Brookings Institution and Social Security Administration about planning for retirement. The event featured remarks from...
Today we join America in honoring our veterans
We care deeply about protecting veterans and their families in the consumer financial marketplace, and we are especially proud to have more than 180...
Save the date, Washington, D.C.!
RSVP to attend an expert panel discussion about retirement planning hosted jointly with the Brookings Institution in Washington, D.C.
Don’t be a zombie with your personal finances
In the real world, many servicemembers who protect our country run into financial trouble or face difficult financial decisions, but may not be aware of...
El Banco de Ahorros Hudson City pagará $27 millones para aumentar el acceso al crédito en vecindarios mayormente afroamericanos e hispanos que discriminaba
Cuando usted está buscando una hipoteca, no debería tener que preocuparse por que lo discriminen. La Ley de Igualdad de Oportunidades de Crédito (ECOA, por...
Struggling to keep up with student loan repayment
This summer, we had the pleasure of meeting Dani who shared her story with us. Her story was similar to many of the stories we receive on student debt. She...
The teenage years are for practicing money decisions in a safe space
In this last part in the series, we’re going to explore how teenagers practice the financial skills that drive their choices in adulthood.
La adolescencia sirve para practicar las decisiones sobre el dinero en un espacio seguro
Anteriormente, en nuestra serie sobre cómo los niños forman las habilidades y hábitos para lograr un bienestar financiero en la adultez, habíamos compartido...
CFPB’s new rule will shine light on mortgage market practices
Today the CFPB is updating the Home Mortgage Disclosure Act (HMDA) requirements with a new rule that will shine more light on lending practices in America's...
New signs of trouble for student loan borrowers
Last month, we published a report based on your stories and issued a call for industrywide reforms to protect consumers. Building on this work, today, we...
Here’s how coaching can help you meet your financial goals
At the CFPB, we believe all consumers have the right to achieve greater financial wellbeing for themselves and their families. That's why we've studied a...
Hudson City Savings Bank tendrá que pagar $27 millones para aumentar el acceso al crédito en vecindarios predominantemente negros e hispanos contra los que discriminaba
Cuando usted está buscando una hipoteca, usted no debería tener que preocuparse por que lo discriminen. La Ley de Igualdad de Oportunidades de Crédito...
Save the date: Join us for a Consumer Advisory Board meeting in Washington, D.C.
RSVP to join us for a Consumer Advisory Board meeting in Washington, D.C., where we will discuss arbitration, trends and themes in the marketplace, and...
Live from Denver!
Today, we held a field hearing on arbitration in Denver. The hearing featured remarks from Director Richard Cordray, as well as testimony from consumer...
New proposal to ban companies from using arbitration clauses as a free pass to avoid accountability
Buried in many contracts for consumer financial products are arbitration clauses that block consumers from seeking relief through class action lawsuits...
Know Before You Owe: New mortgage disclosures, new rule
Today, the process of getting a mortgage is easier to understand because the Know Before You Owe mortgage disclosure rule is now in effect. We've put...
Understanding the mortgage process: Your home loan toolkit
To help you navigate the steps you have to take to get a mortgage, take a look at our new booklet, "Your Home Loan Toolkit: A Step-By-Step Guide." This...
What’s that chip doing on my credit card?
Lately, we've received questions from people wanting to know what these chips are and how they work. As a new federal agency, we're committed to providing...