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Cuando compramos, a menudo miramos el precio anunciado más barato. Pero el precio real puede incluir tarifas inesperadas. Conozca los tipos de tarifas inesperadas más comunes y comparta cómo estos cargos afectan su vida financiera.

عندما نتسوق كثيرا ما نبحث عن أرخص سعر معلن، ولكن السعر الحقيقي قد يتضمن رسوما مفاجئة وغير متوقعة. فتعلـّم عن أكثر أنواع الرسوم المفاجئة وغير المتوقعة شيوعا وشارك آراءك حول مدى تأثير هذه الرسوم على حياتك المالية.

當我們購物時，我們經常會查看最便宜的廣告價格。但實際價格可能包括垃圾費。瞭解最常見的類型並分享這些費用如何影響您的財務生活。

Khi mua sắm, chúng ta thường tìm giá thấp nhất theo quảng cáo. Nhưng giá thật có thể bao gồm phụ phí. Tìm hiểu các loại phổ biến nhất và chia sẻ mức độ ảnh hưởng của các loại phí này đến tài chính của quý vị.

New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.

CFPB’s supervision activities revealed unfair acts and practices, and other violations, by mortgage servicers. Here’s what to be aware of and how to find the resources you need if you’re struggling to make your mortgage payments.

Adjustable-rate mortgages, student loans, HELOCs, reverse mortgages and credit cards that are tied to a LIBOR index, which is expiring. Learn how this change could impact your interest rate.

If you have a mortgage backed by HUD/FHA, USDA, or VA and are struggling to make payments due to the pandemic, you can request initial forbearance anytime during the COVID-19 National Emergency.

A new rule amending Regulation X aims to ensure eligible borrowers have a meaningful opportunity for loss mitigation after exiting mortgage forbearance programs.

En efecto desde el 31 de agosto del 2021, la nueva normativa les exige a los administradores hipotecarios ofrecerles a los propietarios, oportunidades reales para evitar el “foreclosure” y mantenerse en sus viviendas mientras las protecciones expiran.

Effective August 31, 2021, a new rule requires mortgage servicers to provide meaningful opportunities for homeowners to avoid foreclosure and keep their homes as certain federal forbearance programs begin to expire.

As part of CFPB’s continued effort to combat housing insecurity and promote racial equity, the Bureau is partnering with the Department of Housing and Urban Development to lead a tech sprint on post-pandemic housing challenges.

Foreclosure moratoria are ending. The CFPB has resources to help homeowners avoid foreclosure.

A joint fraud advisory from the CFPB and VA on how to avoid common VA home loan scams.

Since July 2020, consumers have transitioned out of assistance to varying degrees across all credit products, but a significant share of mortgage borrowers continue to receive assistance.

CFPB digital media toolkit supports stakeholders in spreading the word around COVID-19 protections and relief options available to struggling renters and mortgage borrowers.

New CFPB research looks at how the cost of home loans and borrower characteristics differ within the Asian American and Pacific Islander (AAPI) community.

The CFPB has temporarily updated its rule for mortgage servicers to require most, when reaching out to borrowers, to explain their options to avoid foreclosure. Learn why you should contact your mortgage servicer if you’re struggling to make your payments.

We continue to monitor the market to assess new and developing risks to consumers, and we share updated charts on mortgage forbearance, delinquency, and foreclosure that show an improving economic picture, yet sustained housing insecurity risk.

New CFPB research examines trends in consumer credit during COVID-19, finding delinquencies for credit cards, auto loans, mortgages, and student loans remain lower than pre-pandemic levels.

Analysis and key findings from the report "A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters".

CFPB releases results from its first tech sprints to identify innovations and improvements in the way we use technology to create transparent, equitable, and fair financial markets.

Servicers are trying several techniques to reach struggling homeowners affected by the COVID-19 pandemic. Millions 0f homeowners need help understanding their options, and the volume of homeowners requesting assistance in the coming months will be increasing and good communication with their servicer will be vital.

The CFPB is committed to protecting consumers struggling financially during the coronavirus pandemic. Learn how the CFPB is taking action to protect economically vulnerable consumers facing housing insecurity.

A new CFPB report shows more than 11 million renters and homeowners are behind on their housing payments. Communities of color are disproportionately vulnerable to housing insecurity. Here's what we’re doing to prevent harm to vulnerable consumers.