La CFPB Publica un Nuevo Boletín donde Analiza el Aumento de Quejas sobre Cripto Activos
Engaños y otras estafas encabezan la lista aparecida en las quejas recibidas.
Newsroom
CFPB Issues Guidance to Address Shoddy Investigation Practices by Consumer Reporting Companies
When consumer reporting companies and furnishers fail to investigate disputed information, consumers are left paying higher interest rates and face greater difficulty finding housing, employment.
CFPB Publishes New Bulletin Analyzing Rise in Crypto-Asset Complaints
“Pig butchering” and other scams lead list of crypto-asset complaints.
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, at the FDIC Systemic Resolution Advisory Committee
CFPB Director Chopra’s remarks at a meeting of the FDIC Systemic Resolution Advisory Committee to discuss resolution strategies for large and complex financial institutions.
Director Chopra’s Prepared Remarks at the Consumer Advisory Board Meeting
CFPB Director Chopra’s remarks, as prepared for delivery, at a meeting of the Consumer Advisory Board.
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, at the FDIC Advisory Committee on Economic Inclusion Meeting
CFPB Director Chopra’s remarks at a meeting of the FDIC Advisory Committee on Economic Inclusion to discuss the 2021 FDIC National Survey of Unbanked and Underbanked Households.
CFPB Kicks Off Personal Financial Data Rights Rulemaking
Proposals under consideration would fuel market competition and strengthen consumer data rights.
CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts
Agency highlights surprise overdraft and surprise depositor fees.
Director Chopra’s Prepared Remarks at Money 20/20
Prepared remarks of CFPB Director Chopra at the financial technologies conference Money 20/20.
CFPB Takes Action to Address Junk Data in Credit Reports
Effort seeks to address false information on the credit reports of children in foster care and the general public.
Statement of CFPB Director Rohit Chopra on Complaint Against ACTIVE Network
The CFPB is suing ACTIVE Network, a payments platform used by families across the country to sign up for community activities, including camps and events sponsored by the YMCA, Girl Scouts, and charity race organizers.
CFPB Sues Payment Platform Used by YMCA Camps and Charity Race Organizers for Illegally Cramming Consumers With Junk Membership Fees
ACTIVE Network generated more than $300 million in membership fees using digital dark patterns and online trickery.
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, on the Revised Deposit Insurance Assessment Rates Final Rule
CFPB Director Rohit Chopra’s statement on a vote finalizing an increase in deposit insurance assessment rates of two basis points.
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, on Proposals to Prevent Bailout Risk and Guard Against Increased Concentration in Banking
CFPB Director Rohit Chopra’s statement on a notice of proposed rulemaking to reduce bailout risk among a group of systemically important financial institutions and guard against increasing concentration in banking.
Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
The CFPB, the Federal Reserve Board, and the Office of the Comptroller of the Currency announced the 2023 threshold for exempting loans from special appraisal requirements for higher-priced mortgage loans.
Agencies Announce Dollar Thresholds in Regulation Z and Regulation M for Exempt Consumer Credit and Lease Transactions
The Federal Reserve Board and the CFPB announced the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2023 are exempt from Regulation Z and Regulation M.
CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Some financial institutions and colleges may be steering students to more expensive financial products.
CFPB Takes Action Against Choice Money for Remittance Failures
Company did not provide accurate fee, exchange rate, and other key information for money transfers.
Director Chopra’s Prepared Remarks at the Financial Stability Oversight Council Meeting
Prepared remarks of CFPB Director Chopra at a meeting of the Financial Stability Oversight Council on October 3, 2022.
CFPB Sues MoneyLion for Overcharging Servicemembers and Trapping Consumers in Costly Memberships
The online lender allegedly required customers to pay hefty fees to access loans and often refused to cancel memberships.
CFPB Supervisory Examinations Find Violations of Federal Law by Student Loan Servicers and University-Owned Lenders
Blanket withholding of academic transcripts to pressure borrowers to pay cited as unlawful.
CFPB Orders Regions Bank to Pay $191 Million for Illegal Surprise Overdraft Fees
Repeat offender will refund at least $141 million to customers and pay $50 million penalty.
CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
The Consumer Financial Protection Bureau (CFPB) is asking for public input on ways to spur new mortgage products that help households.
Director Chopra’s Prepared Remarks at the Exchequer Club Fireside Chat
Director Chopra delivered prepared opening remarks at an Exchequer Club Meeting in Washington, DC.
CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom and an Increase in Home Purchase Loans
Asian, Hispanic white, and Black shares of home purchase loans increased.