Auto loans basics

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

How do credit reporting companies get my information?

What is covered under the Military Lending Act?

Do auto and homeowners insurance companies share my information about claims and policies?

Should I trade in my car if it’s not paid off?

Will a lender getting a copy of my credit report affect my score?

What should I do if I think an auto dealer or lender is breaking the law?

What is a buy rate for an auto loan?

What is an extended warranty or vehicle service contract?

What is the difference between a loan interest rate and the APR?

What is a Finance and Insurance (F&I) department?

How much can I afford to borrow for a car or auto loan?

How do I compare auto loan offers?

What should I know before I shop for a car or auto loan?

What is the difference between fixed- and variable-rate auto financing?

What are the different ways to buy or finance a car or vehicle?

Where can I get information on auto loan rates?

How will shopping for an auto loan affect my credit?

How does a lender decide what interest rate to offer me on an auto loan?

What is risk-based pricing?

What is a loan-to-value ratio in an auto loan?

What is amortization and how could it affect my auto loan?

How does a down payment affect my auto loan?