Bank accounts basics

How can I be sure my money is safe in my bank account?

What is a money market account?

A deposit was credited to my account by mistake. Can the bank/credit union take it back?

I wrote a check. How can I tell if it was processed as an electronic payment or as a check payment?

How quickly can I get money after I deposit a check into my checking account? What is a deposit hold?

I get my paycheck by direct deposit. When can I withdraw the funds?

Should I enroll in direct deposit?

The bank/credit union said I overdrew my account several times in one day and charged me a fee for each overdraft. What should I do?

How many overdrafts can I get in a single day?

My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?

If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?

How can I avoid debit card overdrafts?

I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that?

I bounced a check. Will this show up on my credit report?

What is a demand draft, telephone check, or preauthorized draft?

Can my bank/credit union charge me a fee to use another bank or credit union's ATM?

Does an ATM have to give me a receipt?

If I deposit a check into an ATM, are the funds available right away?

Does it take longer before I can withdraw money if I deposit a check using an ATM instead of inside the bank/credit union?

My bank offers a direct deposit advance or checking account advance. What is this?

I was at a store, and the cashier scanned my check and then handed it back to me. Is this normal?

I was told my check was turned into an electronic funds transfer. What does this mean?

Are the rules different for accounts at a savings association than they are for accounts at a bank?

Can a family member or friend help me with bill paying and banking?

How do I find an attorney in my state?