I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt?
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
I am a stay-at-home spouse or partner without a separate income. I share income and expenses with my spouse or partner. Can I still get a credit card in my own name?
When I went to use my credit card the store told me the charge was not "authorized". What does that mean? What can I do?
My bill shows different APRs and shows how much of the balance is subject to each interest rate. I cannot figure out how this is calculated. How does that work?
I got a credit card promising no interest for a purchase if I pay in full within 12 months. How does this work?
I just learned that my card issuer has closed my account without giving me any notice. Can they do that? What can I do?
I received a notice from my card issuer telling me that they were closing my account and that I cannot use my credit card any more. Can they do that?
I let the card issuer know I was closing my account. They are still charging me interest. Can they do that?
I just received a new card from the card issuer with a new account number and a letter saying my account had been "compromised." What does that mean? What should I do?
