Research on consumer financial markets

This report provides new insights about consumers’ experiences with overdraft and NSF fees, and paints a broad picture of the financial circumstances of these consumers.

The annual Making Ends Meet survey report highlights new trends in household financial stability.

The annual Making Ends Meet survey report shows how consumers’ finances changed from 2021 to 2022.

New analysis in our Making Ends Meet series looks at financial security by examining how much consumers have in emergency savings and their financial profiles.

New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.

A new analysis investigating the financial conditions of renters and homeowners before and during the COVID-19 pandemic.

A new analysis examines the early impact of COVID-19 on consumers’ finances, finding that, in general, they were more able to stay on top of finances in June 2020 than June 2019.

This report presents results from a joint research study between the Consumer Financial Protection Bureau (CFPB) and Credit Karma. The purpose of the study is to examine how consumers’ subjective financial well-being relates to objective measures of consumers’ financial health, specifically, consumers’ credit report characteristics. The study also seeks to relate consumers’ subjective financial well-being to consumers’ engagement with financial information through educational tools.

A large study exploring tax-time saving found that early messaging and small incentives were effective at encouraging some customers to save using a savings feature on their prepaid card.

The CFPB released the results of a Project Catalyst research project finding that offering a small incentive to prepaid card users to put some of their...