Research on consumer financial markets

Our PhD social scientists design and conduct foundational, policy-relevant research on consumer finance and household behavior.

For preliminary research and working papers, find the Office of Research’s independent papers on SSRN.

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Published MAY 27, 2021

Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act

This report analyzes manufactured home loans, using two new fields in the Home Mortgage Disclosure Act (HMDA) data to understand the manufactured housing finance market and compare chattel loans and mortgages.

By Office of Research

Published OCT 01, 2020

Data point: How mortgages change before origination

This Data Point provides new information about the types of changes that occur during the mortgage origination process.

By Office of Research