Asset Recovery Associates, Inc.
On August 28, 2019, the CFPB settled with Asset Recovery Associates, Inc., a debt-collection company headquartered in Illinois.
Enforcement actions
When we take an enforcement action against an entity or person we believe has violated the law, we will post court documents and other related materials here.
The Bureau may enforce the law by filing an action in federal district court or by initiating an administrative adjudication proceeding. Administrative proceedings are conducted by an Administrative Law Judge, who holds hearings and issues a recommended decision. Proceedings are conducted in accordance with the Rules of Practice for Adjudication Proceedings .
Forster & Garbus, LLP
On May 17, 2019, the Bureau filed suit against Forster & Garbus, LLP, a debt-collection law firm based in Commack, New York.
Cash Express, LLC
The Bureau today announced a settlement with Cash Express, LLC, a small-dollar lender based in Cookeville, Tenn., that offers high-cost, short-term loans...
Bluestem Brands, Inc.; Bluestem Enterprises, Inc.; and Bluestem Sales, Inc., also doing business as Fingerhut and Gettington.com
The Bureau and Bluestem Brands, Inc.; Bluestem Enterprises, Inc.; and Bluestem Sales, Inc. (the Bluestem companies), have filed an administrative consent...
National Credit Adjusters, LLC and Bradley Hochstein
Today the Bureau announced a settlement with National Credit Adjusters, LLC (NCA), a privately-held company headquartered in Hutchinson, Kansas, and its...
Freedom Debt Relief, LLC and Andrew Housser
The CFPB today settled its lawsuit against Freedom Debt Relief, LLC, the nation’s largest debt-settlement services provider.
Federal Debt Assistance Association, LLC, Financial Document Assistance Administration, Inc., Clear Solutions, Inc., Robert Pantoulis, David Piccione, and Vincent Piccione
The Consumer Financial Protection
Bureau (CFPB) sues debt-relief companies illegally posing as federal government.
National Collegiate Student Loan Trusts
On September 18, 2017, the Bureau filed a complaint and proposed consent judgment against several the National Collegiate Student Loan Trusts (collectively, the “NCSLTs”).
Transworld Systems, Inc.
On September 18, 2017, the Bureau issued a consent order against Transworld Systems (TSI), the debt collector for several National Collegiate Student Loan...
Security National Automotive Acceptance Company, LLC
The Bureau today took action against Security National Automotive Acceptance Company (SNAAC), an auto lender specializing in loans to servicemembers, for...
Weltman, Weinberg & Reis Co., L.P.A.
The Bureau filed a lawsuit in a federal district court against the debt collection law firm Weltman, Weinberg & Reis for falsely representing in millions of...
Vincent Howard, Lawrence W. Williamson, Howard Law, P.C., The Williamson Law Firm, LLC, and Williamson & Howard, LLP
The CFPB today took action against a
ring of law firms and attorneys who collaborated to charge illegal fees to
consumers seeking debt relief.
Works & Lentz, Inc.; Works & Lentz of Tulsa, Inc., and Harry A. Lentz, Jr.
The CFPB is taking action against two medical debt collection law firms and their president for falsely representing that...
Northern Resolution Group, LLC, Douglas MacKinnon, Mark Gray, Enhanced Acquisitions, LLC, and Delray Capital, LLC,
Today the Bureau, in partnership with the New York Attorney General, filed a lawsuit in a federal district court against the leaders of a massive debt...
Navy Federal Credit Union
The CFPB took action against Navy Federal Credit Union for making false threats about debt collection to its members, which include active-duty military...
Citibank, N.A., Department Stores National Bank, and CitiFinancial Servicing, LLC
The Bureau took two separate actions against Citibank for illegal debt sales and debt collection practices. This action is against both Citibank and two...
Faloni & Associates, LLC
The Bureau took two separate actions against Citibank for illegal debt sales and debt collection practices. This action is against both Citibank and two...
Solomon & Solomon, P.C.
The Bureau took two separate actions against Citibank for illegal debt sales and debt collection practices. This action is against both Citibank and two...
Citibank, N.A.
The Bureau took two separate actions against Citibank for illegal debt sales and debt collection practices. In this action, the CFPB ordered Citibank to...
EZCORP, Inc.,Texas EZPAWN, L.P.,Texas EZMONEY, L.P. et al.
CFPB took action against EZCORP, Inc., a small-dollar lender, for illegal debt collection practices.
Collecto, Inc. d/b/a EOS CCA
CFPB filed a federal complaint against EOS CCA (EOS), a Massachusetts debt collection firm, for reporting and collecting on old cellphone debt that...
Security National Automotive Acceptance Company, LLC.
CFPB filed a lawsuit against an auto loan company, Security National Automotive Acceptance Company, for aggressive debt collection tactics against...
Westlake Services, LLC, d/b/a Westlake Financial Services. LLC, and Wilshire Consumer Credit, LLC, d/b/a as Wilshire Commercial Capital, LLC
CFPB took action against an indirect auto finance company and its auto title lending subsidiary for pressuring borrowers using illegal debt collection tactics.
Portfolio Recovery Associates, LLC
On September 9, 2015, the Bureau issued an order against Portfolio Recovery Associates (PRA), one of the two largest debt buyers in the country.
Encore Capital Group, Inc., Midland Funding, LLC, Midland Credit Management, Inc. and Asset Acceptance Capital Corp.,
CFPB took action against Encore Capital Group for using deceptive tactics to collect bad debts.