Amendments Relating to Disclosure of Records and Information
The Bureau proposes amendments to the procedures used by the public to obtain information from the Bureau under the Freedom of Information Act, the Privacy...
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)
The Bureau is proposing various amendments to Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in...
Truth in Lending (Regulation Z)
The Board and the Bureau are proposing to amend the official interpretations and commentary for the agencies' regulations that implement the Truth in...
Consumer Leasing (Regulation M)
The Board and the Bureau are proposing to amend the official interpretations for the agencies' regulations that implement the Consumer Leasing Act. The...
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
The OCC, the Board and the Bureau are proposing to amend the official interpretations for their regulations that implement section 129H of the Truth in...
Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans
The CFPB seeks feedback on practices and products that are related to but may not be addressed in the Bureau's concurrently published Notice of Proposed...
Amendment to the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P)
The Bureau is proposing to amend Regulation P, which requires, among other things, that financial institutions provide an annual notice describing their...
2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) and Amendments; Delay of Effective Date
The Bureau is proposing to delay the August 1, 2015, effective date of the Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures...
Submission of Credit Card Agreements under the Truth in Lending Act
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act, and the official interpretation to that regulation. The proposal...
Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)
The Bureau proposes amendments to certain mortgage rules issued in 2013. The proposed rule revises the Bureau's regulatory definitions of small creditor...
Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)
The Bureau is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act (EFTA); Regulation Z, which implements the Truth in Lending...
Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
The Bureau is proposing amendments to certain mortgage servicing rules issued in 2013. These proposed amendments focus primarily on clarifying, revising, or...
Amendments to the 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and Truth In Lending Act (Regulation Z) and the 2013 Loan Originator Rule Under the Truth in Lending Act (Regulation Z)
The Bureau is proposing two modifications to the Truth in Lending Act and Real Estate Settlement Procedures Act Final Rule (TILA-RESPA Final Rule): An...
Proposed Policy on No-Action Letters
The Bureau invites the public to take this opportunity to comment on its proposed Policy on No-Action Letters (Policy), which is intended to further its...
Defining Larger Participants of the Automobile Financing Market and Defining Certain Automobile Leasing Activity as a Financial Product or Service
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...
HMDA Proposal - Home Mortgage Disclosure (Regulation C)
The Bureau is publishing for public comment a proposed rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act (HMDA) made by...
30-Day Notice - Proposed Policy Statement: Consumer Complaint Narrative Data
The Bureau currently discloses certain complaint data it receives regarding consumer financial products and services via its web-based, public-facing...
Amendment to the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P)
The Bureau is proposing to amend Regulation P, which among other things requires that financial institutions provide an annual disclosure of their privacy...
Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)
The Bureau proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for...
Remittance Proposal - Temporary Exception (Electronic Fund Transfers (Regulation E))
The Bureau is proposing to amend subpart B of Regulation E, which implements the Electronic Fund Transfers Act, and the official interpretation to the...
Amendments to the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z)
This rule proposes amendments to certain mortgage rules issued by the Bureau in January 2013. These proposed amendments focus primarily on clarifying...
Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Day
The Bureau is proposing to temporarily delay the June 1, 2013, effective date of a prohibition on creditors financing credit insurance premiums in...
Consumer Financial Civil Penalty Fund
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) establishes a "Consumer Financial Civil Penalty Fund" (Civil Penalty...
Amendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)
This rule proposes clarifying and technical amendments to a final rule issued by the Bureau on January 10, 2013, which, among other things, lengthens the...
Defining Larger Participants of the Student Loan Servicing Market
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...