Archive of closed notices

The Bureau is seeking comment as part of its review of a 2009 overdraft rule consistent with section 610 of the Regulatory Flexibility Act.

The Bureau is publishing a plan for the review of rules pursuant to section 610 of the Regulatory Flexibility Act (RFA).

The Bureau proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), to prescribe Federal rules governing the activities of debt collectors covered by the FDCPA.

The Bureau is issuing this advance notice of proposed rulemaking relating to certain data points in the Bureau’s October 2015 final rule that were added to Regulation C or revised to require additional information, and coverage of certain business- or commercial-purpose loans.

The Bureau is proposing to amend Regulation C to increase the threshold for reporting data about closed-end mortgage loans, extend the temporary threshold for reporting data about open-end lines of credit and set a threshold upon expiration of the proposed extension, and further implement the amendments to HMDA made by the Economic Growth, Regulatory Relief, and Consumer Protection Act.

The Request for Information regarding potential rule changes to the Remittance Rule seeks information on the coverage of the rule and on the expiration of an exception that allows certain financial institutions to estimate certain costs that come with sending a remittance transfer.

This generic information collection plan provides for the collection of qualitative feedback from consumers, financial institutions, and stakeholders on a wide range of services the Bureau provides.

The CFPB is requesting to renew OMB approval for an existing information collection titled, "Consumer Response Government and Congressional Portal Boarding Forms".

The Equal Credit Opportunity Act (“ECOA”) was enacted to ensure that credit is made available to all creditworthy applicants without discrimination on the basis of sex, marital status, race, color, religion, national origin, age, or other prohibited bases under the ECOA.

Form FR 2572 collects data on credit card pricing and availability from a sample of at least 150 financial institutions that offer credit cards. The data enable the Bureau of Consumer Financial Protection (Bureau) to present information to the public on terms of credit card plans.

The Bureau is issuing this advance notice of proposed rulemaking relating to residential Property Assessed Clean Energy (PACE) financing to aid implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act section 307.

The CFPB requested OMB approval for an information collection titled, "Bureau of Consumer Financial Protection Speaker Request Form".

The Bureau and the Federal Reserve Board are jointly proposing amendments to Regulation CC, which implements the Expedited Funds Availability Act, and are also providing an additional opportunity for public comment on certain amendments to Regulation CC that the Board proposed in 2011.

The Bureau is proposing to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

The Bureau invites the public to comment on its proposed policy, which is intended to carry out certain of the Bureau's authorities under federal consumer financial law; and a proposed information collection associated with applications submitted by applicants requesting admission to the BCFP Product Sandbox.

The Bureau is proposing an amendment to specify that the adjusted civil monetary penalties only apply to assessments whose associated violations occurred on, or after, Nov. 2, 2015 (the date the 2015 Inflation Adjustment Act amendments were signed into law).

This is a Paperwork Reduction Act request to renew without change Office of Management and Budget (OMB) approval for a currently approved generic information collection plan (GICP) titled, “Generic Information Collection Plan for the Collection of Qualitative Feedback on Bureau Service Delivery.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information regarding the overall effectiveness and efficiency of its Data Collections and data governance practices.

The Bureau of Consumer Financial Protection invites comments on its proposal to create a Disclosure Sandbox through its revised Policy to Encourage Trial Disclosure Programs, which is based on its authority under Section 1032(e) of the Dodd-Frank Act.

This is a request for OMB to renew approval without change for the information collections in Regulation G the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).

This is a request for OMB to renew approval without change for the information collections in Consumer Leasing Act (Regulation M) 12 CFR 1013.

This is a request for OMB to renew approval without change for the information collections in “Mortgage Acts And Practices (Regulation N) 12 CFR 1014.

The CFPB requested that OMB renew approval without change for the information collections in "Mortgage Assistance Relief Services (Regulation O) 12 CFR 1015".

The CFPB is proposing to renew OMB approval for an existing information collection titled, "Consumer and College Credit Card Agreements".